For many years I lived in our parents basement after school in order to save money to purchase a home. My dad was an accountant, so he suggested a couple of key financial items that I needed to have order before applying for a up-to-date home loan. He suggested paying off our student loans, keeping only two credit cards, plus raising our credit score to at least 740. In order to do what he suggested effectively, we thought it was best that I continued to leave with them until I bought our own home. Finally, I was now looking for our first house. Once again our dad had a list of essential items that I must have reviewed by a professional before I made an offer on the home. Number a single on the list was to have a quality Heating and AC serviceman examine plus test the heating plus air system in the home. I was able to schedule an appointment plus the Heating and A/C supplier was able to fit myself and others in the very next day. Because the up-to-date home is about 15 years old, I was upset about having to run the Heating and A/C system more due to the heat escaping through cracks in the windows plus doors. The heating plus air service serviceman explained that the Department of Energy states that 25 to 40 percent of the energy produced by the Heating and A/C system is lost through leaks in the duct system. This is often due to cracks, breaks plus disconnected ducts. To make sure that the Heating and A/C system would be effective in the home, he diagnosed the duct system, windows plus doors for areas where the heat plus air could leak out. The Heating and A/C provider used a tool that measures how leaky the beach house is in general. Once the test was completed he verified that the up-to-date home was sealed officially with satisfactory ventilation for common air circulation