I’m so glad that I didn’t give up when it came to homeownership.
I was ready to trade bad quality heating and air for building equity in my own locale.
I have a job where I just do not make a enjoyable deal of money. That may change down the road, however our industry is community based and not a single that all the people get rich in. But I still wasn’t ready to commit to living the rest of my life with bad Heating, Ventilation and A/C equipment and noisy neighbors all around me. The saving up for a down payment on a house was just almost impossible. The more I saved, the more I needed for a down payment and it was just an endless cycle. But instead of giving up, some friends and I pooled our money in order to buy a house. All of us made sure that this house was pressing enough for all of us. All of us bought a house that has several levels so each level is its own living space. The house was older and needed to have the central air conditioner replaced. However, instead of just replacing the central air conditioner, all of us did something more creative. All of us worked with the Heating, Ventilation and A/C business to install a ductless multi split system for all several floors. The ductless heat pumps are efficient and can labor independently of a single another. So all of us all have separate control over our own thermostats and can track the expenses separately. It’s a strange way of going about homeownership. But I am sure glad my bi-weekly check is going towards building equity and not just paying the rent.